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Discover
Define the experiences, family priorities, income, freedom, and legacy your plan needs to support.
Retirement income · protection · legacy
Finally… a solution with your best interest in mind.
Retirement income, wealth transfer, and protection strategies built around your goals—not a product pitch.
Independent Firm
Multi-State Licensed
Education First
In Person & Remote
Money is a tool
The goal is not the largest account statement. It is the life that account makes possible.
Retirement is dozens of connected decisions.
When to claim Social Security. How much to protect versus grow. How to create income that lasts. How to reduce unnecessary taxes and leave assets to the people you intend.
Most people receive isolated product recommendations or generic rules of thumb. We build a coordinated plan around your actual numbers and the goals those numbers need to support.
Our process
Conversation first. Math second. Recommendations last.
A plan you do not fully understand will not make you confident in retirement.
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Analyze
Review assets, income, taxes, liquidity, timing, and whether each risk is earning its place.
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Compare
See the alternatives and trade-offs side by side, using your numbers rather than assumptions.
What we help with
One plan. Five coordinated disciplines.
Retirement Planning
Turn accumulated assets into dependable income, sustainable withdrawals, and tax-aware distributions.
Learn more →Guaranteed Lifetime Income
Determine how much income should be guaranteed—and how much should remain liquid.
Learn more →Annuities
Use contractual protection and guaranteed income correctly, and only when the math supports it.
Learn more →Life Insurance
Structure family protection, legacy, and tax-advantaged accumulation around a clear purpose.
Learn more →Legacy & Estate Planning
Coordinate beneficiaries, trusts, and tax strategies so assets transfer as intended.
Learn more →Meet your advisors
Experience and analysis, working together.
Kindra Sailers
CSA, CLTC · Founder
Kindra has worked in California’s legal and financial industries for over 40 years and founded Best Interest Financial in 2000.
Meet Kindra →Dylan Johnson
RICP · Retirement Strategist
Dylan brings an analytical, research-driven approach and shows clients the math behind each recommendation.
Meet Dylan →Why Best Interest Financial
Independent recommendations should begin with your goals—not a product.
We serve clients in person and remotely and draw on analysts, complex-case strategists, tax attorneys, estate-planning attorneys, and CPAs when appropriate. Every recommendation must earn its place in the plan.